Sehat pehle, payments baad mein,
0% EMI healthcare loans!

Access quality healthcare effortlessly through our quick and affordable loans, with 0% EMI options available

Hospital Partners

Trusted healthcare partners working together to provide exceptional medical care

Why are we good

Affordable healthcare loans with
flexible EMIs and zero interest rates

  • Quick and easy, hassle-free approval process
  • Approval with no collateral required
  • Fast and efficient, quick loan disbursal time
  • Fully adjustable, completely flexible loan tenure options
  • Streamlined process with minimal required documentation
  • Convenient payments with easy online installment options
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Support 1 Support 2

Medical treatments you can apply for

A comprehensive list of treatments we support through flexible healthcare financing

Surgical Gastroenterology Surgical Gastroenterology
Surgical Oncology Surgical Oncology
Vascular Surgery Vascular Surgery
Gastroenterology Gastroenterology
Skin & Cosmetic Surgery Skin & Cosmetic Surgery
IVF & Maternity Care IVF & Maternity Care
Hair Restoration Hair Restoration
Bariatric Surgery Bariatric Surgery
Orthopedic Surgery Orthopedic Surgery
Dental Treatments Dental Treatments
Other Elective Treatments Other Elective Treatments
ENT ENT
Cardiology Cardiology
General Medicine General Medicine
Neurology Neurology
Nephrology Nephrology
Pulmonology Pulmonology
Neurosurgery Neurosurgery

Our goal is making quality healthcare accessible through quick & affordable loans

CarePal Money is a healthcare-focused Lending Service Provider (LSP) offering patient-centric financing solutions. In partnership with RBI-regulated entities/NBFCs, we provide flexible, pocket-friendly EMIs to cover your healthcare needs. Our goal is to make elective medical treatments accessible and affordable, ensuring transparency and customer satisfaction.

Our lending partners

Fibe EMIS Logo
Arogya Logo
Zype Logo
MoneyView Logo
Juspay  Logo
Fibe EMIS Logo
Arogya Logo
Zype Logo
MoneyView Logo
Juspay Logo

Team

Check Our Team

Piyush Jain

Co-Founder & CEO

Khushboo Jain

Co-Founder & COO

Vikas Kaul

Co-Founder & CPO

Sahil Lakshmanan

CBO

Abhishek Sah

VP Partnerships & Ops

Piyush Birla

Chief of Staff

Clients Testimonials

Real stories, real impact.

"Exceptional Support and Guidance Highly Recommend! I had a fantastic experience with Impactguru. They provided me with detailed insights into various policies and even created a comparison table highlighting different features. Despite my numerous questions and delays, they patiently helped me through the entire insurance purchasing process."

Client
EShahid Ghosi
2024-09-19

"Had an excellent experience with CarePal Secure. Their representative was incredibly helpful, answered all my questions, and recommended the best term policy for me."

Client
Amaan Siddiqui
2024-09-19

"Very much impressed by the service by veerendra in Apollo hospital jayanagar. My mom underwent multiple surgeries and medical expenses went out of reach and I was looking for possible options to lend but miraculously veerendra contacted me who offered 0÷ rate of interest and that too with very very minimal documentation and instantly. It was like blessing in disguise for me. Very much thankful for the same."

Client
Mohammed Gouse Shaik
2024-08-31

Veerendra is very supportive and he explained every thing about process

Client
Gutta Vasudeva
2024-08-31

"Thankful to Veerendra at Apollo Hospital Jayanagar for fast approval and affordable EMI with zero-interest loan made treatment possible of my brother Noushad Pasha. Excellent service!"

Client
Awaiz Ahmed
2024-08-31

"Mr. Veeranna and Mr.Neeraj from carepal helped us to ease our financial burden at apollo sheshadripuram Bangalore During final clearance of payment. Thank you so much you both for your patience and support. :)"

Client
Gamer Rat
2024-08-30

"Veerendra supported us in making loan process very smooth and easier for us at sukino health care"

Client
Devikamani CV Devu
2024-08-31

"My father had admitted to appolo hospital for a surgery. He was 60+ n he didn't had a active health insurance. CarePal team's assistant help us a lot with their 0% interest 12month emi option. The staff were very cooperative n helpful with the process. Thanks a lot to the carepal."

Client
Bharath SA
2024-08-31

"Im thankful to Carepal Money they helped us clearing the hospital bills no cost EMI at apollo hsopiatls Jayanagar thanks a lot Veerendra for having patience and supporting us"

Client
Sganesh Kumar
2024-08-31

"Thank you carepal team and Mr sachinji, at time of 11.30 Pm insurance denied the claim and he helped me. Great initiative by Apollo Hospital Belapur."

Client
Shiju Nair
2024-08-31

Got questions? We’ve got answers!

How you are providing zero percent loan?

CarePal Money offers zero percent loan by partnering with hospitals/healthcare providers who gives them subvention which covers the interest rate.

What tenure periods do you offer?

CarePal Money offers 4/1, 6/1, 9/3, 12/4, 18/6, 24/8, 30/9 & 36/10 schemes. Example 12/4 means EMI will be of 8 months and 4 months EMI will be paid upfront by customer.

What are the pre-closure charges? And what are the processing fees?

There are no pre closure charges, to stop emi. processing fees varies from 1-2%.

How is auto repayment done

Auto repayment is set up through E-NACH, allowing automatic debits from your bank account based on the pre-approved schedule for seamless and timely payments.

What is the maximum amount that can be disbursed?

CarePal doesn’t define a maximum figure for the amount that can be borrowed. The goal is to work with the borrower to ensure that the total amount and EMIs are affordable and that the amount is enough to cover the particular health needs

What can the loan be used for?

The loan is to be used only for medical needs. The loan, once approved, is disbursed directly to the caregiver (i.e. hospitals, nursing homes) ensuring proper use.

Why to take loan 0% interest from CarePal Money

One of the most significant advantages of a 0% EMI healthcare loan is that it offers manageable payments. You can spread out the cost of your medical expenses over months, making it easier to pay off your debt. This way, you can manage your finances effectively without the burden of high-interest rates.

How do I connect to CarePal Money?

You can reach our customer support team by mailing on [email protected]. Additionally you can find details on our website.

Reimbursement Financing

Other Products

Reimbursement
Financing

Carepal Money’s expert processor process the
claim on behalf of patient and make payments to
the hospital upfront.

Personal & Medical Loans

Other Products

Personal &
Medical Loans

Quick, flexible financing for life’s planned and unplanned needs from personal goals to medical emergencies.

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Contact

Let's Connect

Our Address

Gamdevi, Marol, Andheri East, Mumbai

Email Address

[email protected]